Once your car is repossessed can you ever get another car loan?

%DETAILS% Answer Sure, you can. The entire sub-prime lending market is waiting for you. Max legal interest rate, higher DP, its all about you.

The OCC bulletin 2001-6 says: The term “subprime” refers to the credit characteristics of individual borrowers. Subprime borrowers typically have weakened credit histories that include payment delinquencies, and possibly more severe problems such as charge-offs, judgments, and bankruptcies. They may also display reduced repayment capacity as measured by credit scores, debt-to-income ratios, or other criteria that may encompass borrowers with incomplete credit histories.

Subprime loans are loans to borrowers displaying one or more of these characteristics at the time of origination or purchase. Such loans have a higher risk of default than loans to prime borrowers.

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