Parents pay half of student loan payments, can I get this calculated as income for my Debt to Income ratio somehow when buying a house?

Without responding with a book that will probably confuse you more in short.... 1. You were shopping around for a mortgage and had to run your credit a couple of times..sign and date 2. Same as #1 unless you applied for other credit (best buy,credit card, e.t.

C) if you opened up new debt provide your monthly payment so they can add it to the debt ratio. 3. They want your last 2 pay stubs and your 2010 and 2011 W-2 (I would gather your 1040's as well) these are personal taxes.

4. Most recent bank statement detailing whatever assets (money) you stated within your application. 5.

Would either be a purchase contract for the new property (which this requirement would be if your that far in your transaction). These are all things that are common in fact when I pre-approve someone I set an appointment to sit down with my client and explain this to them. Im surprised they just simply mailed you a letter expecting you to understand it completely.

Onwards and upwards good luck!

This is all pretty straight forward, just do as it says to do. Seeing as you have to submit banking records and pay stubs, it seems kind of important to clarify the income amount.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.