Sedan vs Truck vs SUV?

Lenders require no less than six months of full-time employment history, and a minimum verifiable income of at least $1700-$2000 per month, in addition to sufficient credit/credit history. Not meeting income requirements is going to get you denied automatically. You also need to keep in mind that you'll have more than just a car payment.

You'll be required to carry full coverage insurance, which will likely be just as much, if not more, than your payment. You'll also need to have enough for maintenance and upkeep, as well as gas. My recomendation would be to save your money.

Buy a beater for cash, put liability insurance on it, and drive it until the wheels fall off. When you're in a better place in life (working full-time for more than minimum wage, Out of the house, done with school, not dependant on friends and family for anything), then consider a new(er) car.

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