Account holders should get their due worth, without their uncounted billions in the banks the shareholders would be scrabbling around in trashcans looking for half eaten pizza. Every time there has been a run on banks it is the account holders that end up losing out, they are the ones with collectively the biggest stake in banks, they are the ones that can bring it to their knees if they are not given fair value, and fractions of a percent is an insult when the banks are reporting record profits.
Account holders as investors will get their fair share anyway.
I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.