1 Better to be over insured than under, if you can afford it.
2 Depends on what the policy covers and what your existing plan covers. The odds are that if you already have coverage you don't need any extra coverage, but it would take a detailed analysis of the plans to tell.
3 Most people do not need it and if you are not careful - you could buy a policy that you will never collect on, no matter what happens.
"I think I might have MS, but I don't have health insurance. "I am contemplating getting health insurance for my dog.
I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.