He meant that the banks and lending institutions are still not properly regulated, and still have the ability to trap people in subprime loans with high interest rates and penalties that will stop people of all nationalities from achieving true financial independence. He was making a reference to Paul Ryans suggestion that we "unshackle the economy" by removing the current regulations, and Biden was using Ryan's metaphor to say that either we control business or they will control us. He never said anything about Romney OR any specific race of people, so no.
Definitely not racist. I have a problem with the Republican tendency to respond to accusations of racism with accusations of racism.
I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.