What is best way to open a cd account (18 month)? I have a brokerage account, and could my financial agent, open it for me in my?

If you can't be responsible with a credit card, then don't carry it with you. Keep it somewhere that it's not handy so you are not tempted to pull it out to buy stuff you don't need and can't afford.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.