What is Professional Liability Insurance and Errors & Omissions Insurance and why do I or my business need it?

Professional Liability Insurance should be carried by any professional performing a service, such as a doctor, attorney, or accountant. It’s an insurance policy that will respond to a loss that covers the insured for perceived or real “negligence” and “errors or omissions” that injure their clients. If you are an architect or structural engineer working on designing multi-million dollar homes or other structures, you need to have this type of insurance in the event structural defects are detected.

Consultants, sub-contractors, and all professionals performing services should consider this type of insurance. More.

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