What is the absolute best and absolute worst credit scores someone can get?

The measurement of the credit score in the United States, which is popularly known in credit circles as the Fair Isaacs Corporation or FICO, is culled from information gathered from creditors, financial institutions and credit card firms. The credit score ranges from a minimum of 350 and a maximum of 850. Other nations use credit measurements that ranges from zero to nine.

Zero, corresponds to with individuals that has no trace of credit records from the past to present, One, corresponds to a "best" credit records and Nine, corresponds to a "worst" credit record. Among the most popular credit bureaus are the Equifax, Experian and Transunion. Other nations have established a separated credit bureau through the enactment of laws.

Having a highest possible credit score will have a positive effect on the persons capacity to purchase a shelter, automobile and property leases. Furthermore, "a good score on the credit score rating scale is attained, and maintained, by making timely payments on credit cards and any installment loans, which are loans for such items as cars, school and homes. It's not possible to achieve a good credit score simply by not using credit; a good score is based in part on an established history of credit.

Most financial institutions use a credit score range of 300 - 850. A good score is about 720. As far as getting a better credit score, one way is to take out a loan and make every payment on it on time.An easier way is to make purchases with your credit card and pay those on time.

Make sure to do this regularly.

The most commonly used system for credit score is the FICO, which was developed by the Fair Isaac Corporation. The score one can attain ranges from 300 to 850. A credit score of above 700 is considered very good and a score below 600 is an indicator to lenders that you may be at high risk, which in turn can lead to higher interest rates or rejection of a credit applicatoin.

The majority of the people have a credit score between 600 and 700. The FICO score is made up of several components. Payment history makes up 35 percent of the score.

Account balances make up 30 percent of the score. Length of credit history makes up 15 percent and new credit and other factors such as having a mix of different types of credit, each make up 10 percent of the total score.

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