What is the FICO score range needed to qualify for the incentive finance deals at Mazda or other dealerships. Preferably Mazda?

Dealers are reluctant to say exactly what the cut-off point for the offers is -- they don't want to scare away a potential customer on the phone. But three Toyota dealerships we called shared with us that buyers need at least a 650 FICO score to qualify for that brand's highly-touted zero-percent financing offers. Two Ford dealerships told us 700 was their minimum, while a third said 750.

I have yet to find a confirmed number for the mazda incentives, but this should atleast give you some idea.

Being in the finance field, I'm guessing min 700 fico in their promos. 650 nowadays won't get any incentive stuff done. 750+ ficos are tougher to find and can grab any incentives right away.

Good luck.

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