What is the impact of a license revocation for refusing a breath test on insurance?

Insurance companies will not cover a driver whose license has been revoked for any reason. They will cancel an insurance policy mid-term if a revocation is discovered. A driver is not, however, under any contractual obligation to report a revocation or DWI conviction.

Whether the insurance company D.W.I. Link Volume 27 discovers a revocation usually depends on the frequency with which they check the insured's driving record (if at all). Some insurance companies also send out annual renewal questionnaires to their clients. Lying about a revocation on this document would constitute a crime.

• Can alcohol counseling reduce premiums? How about attending the Drinking Driver Program? Neither voluntary nor court mandated programs have any impact on insurance premiums.

The only program that may reduce premiums is the Defensive Driving Course offered by the National Safety Council and other local vendors, which reduces premiums by 10%. • How long is an alcohol conviction used for computing ... more.

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