What is the most cost efficient health care policy for a huband and wife 60 years old in good health? I pay $1000 per mo?

1 Nikki, regarding your answer "I think you could do better if you went to a broker - they should be able to help. ":Call be a cynic but anyone who receives a commission on my business is suspect in my eyes to trying toingratiate themselves at my expense. A broker is the one who put my wife and myself into the $1000 per month policy we now hold.

A broker is the one who put my wife and myself into the $1000 per month policy we now hold.

Grout is porus and degrades after time, the proper item to use would be caulking ( non porus and waterproof) also degrades, but can be replaced easily ANSWER: Grout is preferred because it lasts longer, is pourous to a degree and will let water evaporate so that mold will not grow. Caulk is used for more temporary bonds such as between the sink and a painted wall. Grout, if installed properly can last you a lifetime.

Q I was reading your column and wonder if you could clarify your answer to "Upset Over Brown" asking about his now-brown caulking around the bathtub. You mentioned that if the joint was between the tub and tile, he should use grout. I am in the process of a bathroom renovation and my contractor was going to have the tile people remove the grout between the tub and tile because he says it should be caulked and not grouted.

Do you think we can stay with the grout? I selected a charcoal-colored grout and I like the way it looks against the white subway tile and tub, and would love to not have the tile people come back for another round of mess to remove that grout. A I think the contractor is wrong in suggesting that grout be removed and caulking inserted.

Grout, a cement-based material, has been used between tub and ceramic tile for centuries, and has stood up well, is washable and mold resistant (if you seal it with a tile sealer). Then someone discovered caulk as the be-all-and-end-all; it is not, and should not be used where cast iron (tub) and ceramic tile meet. Caulk is okay to seal between, say, fiberglass components, but hardly nothing else in bathrooms and kitchens.

I know of no caulk that does not get rusty looking or black from mold. And it is impossible to clean. So, stick with your charcoal grout; it does not show the dirt.

And as you already know, it looks pretty good. Q Last week, late at night, my sons found a frog in the basement bathroom. Now, last night, I found another one in the basement floor.

How did they get into the house? Also, only this year, my house is inundated with lots of one-inch millipedes. Quite a few are in the house.

How can I get rid of these? What can I do to avoid these from happening again?

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.

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