What is uninsured/underinsured (um/uim) motorist insurance coverage?

These are really two different coverages that are sold in most states as one package. Uninsured Motorist Insurance (UM) provides coverage to you if you are injured or damaged as a result of a driver who has no insurance. Essentially, your own insurance company acts as the other driver's insurance company and evaluates and pays your claim.

After your claim is resolved, the insurance company will seek reimbursement or a judgment from the uninsured driver. You should always consider UM coverage, because you never know whether the guy that just ran into you forgot to pay his insurance premiums. More.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.