What sort of jobs most often check credit ratings on applicants?

There are many companies that do use credit histories as a way to filter through job candidates. The people in the private sector likely to have their credit reviewed are those who will deal with cash or valuables or those who are financial executives. These include bank tellers, CFOs or chief financial officers, controllers, those who work for brokerage institutions, financial institutions, jewelry manufacturing jobs.

The rationale behind this is that those who have big debts or credit problems may be more likely to commit fraud or steal. Even if the job does not involve money, some employers think that people who manage their credits well are better workers compared to those who don't. The drive to push to check credit is due to fear of lawsuits especially in businesses where employees have access to customer's money or possessions like banking, property management, hotel and home health care industries.

Yes, this is quite unfair so you must know your rights. If you are concerned about your credit history affecting your job prospects there are things you should know. --quote---- 1.An employer needs your permission to run a credit check.

2. Although other black marks can be used against you, a bankruptcy, technically, cannot. Under Title 11 of the U.S. Code, employers are prohibited from discriminating against someone who has filed for bankruptcy 3.

An employer is supposed to tell you if credit information is used against you ---end of quote.

I think it is done mostly for people who handle money. People who have access to Company Bank accounts. This was also done years ago in Real Estate for Management Companies and buyers of properties.

These types of Companies have to deal with Banks and you did not want to have an assistant who was in Court with the Bank. I think now it is also being done by alot more Companies as they don't want to hire people who are desperate.

In my own personal experience, the only potential employer who ever checked my credit history was an electronics store called Circuit City. They are currently out of business, but when I applied for a position as a salesperson, they advised me that they would be accessing my credit report as part of the application process. Ultimately, I was not offered a position with that company.

I wasn’t declined because of my credit history, I was declined because of something I said during the job interview. In spite of their claims that they check the credit of every applicant, I had my doubts. It honestly seems strange to me!

I also think it’s inappropriate to check someone’s credit rating as part of the hiring process because I feel that it is an invasion of privacy.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.