When did the time limit for a chapter 7 bankruptcy change from 8 years to 10 years and is a bankruptcy petitioner protected by a grandfather clause if they filed before the change?

The length of time a discharged 7 or 13 bankruptcy can remain on a credit report has always been 10 years A dismissed chapter 13 remains for 7 years a dismissed chapter 7 remains for 10 years Therefore, no type of clause applies because the requirement has never changed Bankruptcy laws and credit reporting laws are two entirely different issues.

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