Where are some good places to get health incurance or discount programs that aren't too expensive?

Where are some good places to get health incurance or discount programs that aren't too expensive. I know some people that can't afford the premiums either thru their employers or on their own. Are there other types of pnas that can provide some level of protection and cover prescriptions, dr visits, and testing?

Asked by watermelon 48 months ago Similar questions: places health incurance discount programs expensive Health > Healthcare.

Similar questions: places health incurance discount programs expensive.

One place to try I don't know much about it first hand, but you might look at Ameriplan. Here's what I wrote on my blog (as an assignment from Blogsvertise): Ameriplan One of the biggest financial issues for a lot of people is health coverage. Not just medical insurance, but related costs like dental, vision, prescriptions and so forth.

I recently ran across a company, Ameriplan, that offers a way to help with those expenses. They are careful to say that it's not insurance, but a package of discounts. Their dental prices look pretty good!

They do have "participating providers" and all that, but it seems like a pretty good deal. For those of us in odd situations where employers don't offer insurance, or not very complete insurance, it could be just the ticket. You can pick the areas you need covered, or go for the whole deal: Our Premium Plan is our Ameriplan Total Health Plus®.

This is our complete package of services which includes our Medical (physician care, Ancillary Services, Hospital Advocacy, Nurseline), Dental, Vision, Prescription and Chiropractic Discounts, plus New services of Ameriplan® Auto Club, Ameriplan® Legal Services, and Ameriplan® Identity Theft Assistance! All of this is only $59.95 for the entire family. Should help save a few bucks!

I hope you find this useful. Sources: http://afewbucks.blogspot.com/2007/10/ameriplan.html Jacki14's Recommendations Band-Aid Adhesive Bandages, Extra Tough-Strips, 1-3/4-Inch 10 Bandages (Pack of 6) Amazon List Price: $23.94 The really cheap plan! .

For your question visit the link below. Soem tips included. For your question visit this link:vimo.com/You'll be able to easily find the right health insurance with a fair price.

Here are some basic tips:1 Step OneSign on with the health insurance provided by your employer: it is likely to be the cheapest option you can find. Search for your own insurance if you're self-employed, or if your company doesn't offer it.2 Step TwoInvestigate coverage under COBRA (Consolidated Omnibus Reconciliation Act of 1985) if you've recently left your employer. Through COBRA you can extend your coverage for 18 months beyond your separation date, though you have to pay the premium yourself.3 Step ThreeFind a health insurance broker to compare plans and costs for you.

The National Association of Health Underwriters (nahu. Org) can help find one in your area.4 Step FourPurchase a fee-for-service plan. The biggest plus is that you have complete control over which doctor you see and determine for yourself when you need to see a specialist.

However, there is a significant out-of-pocket cost for this kind of care, the premiums are generally higher, and if your doctor charges more than what is considered customary, you may have to shell out additionally for that care as well.5 Step FiveSign up for a managed care plan where your insurance provider determines which doctors you can see. There are three basic kinds of managed care:6 Step SixPreferred provider organizations (PPOs) have a list of doctors to select from when choosing a physician who will be your first contact for health care. If you see doctors in your insurer's network, you pay a low co-payment.

However, if you see a physician not in the network, your co-pay is higher. You also generally don't need prior approval to see a specialist--PPOs give you the most flexibility but cost more in monthly premiums and out-of-pocket costs.7 Step SevenPoint-of-service (POS) networks are similar to PPOs, except that your primary care physician makes decisions about which specialists you can and can't see. You can still see a physician outside the POS network, but face higher fees and more paperwork to do so.8 Step EightHealth maintenance organizations (HMOs) are the most restrictive, yet least expensive managed care programs.

Most require that you see a doctor in their network, but offer low or no copays in exchange. Many HMOs also require you to see your primary care physician before getting referred to a specialist.9 Step NineFind out if benefits are limited for preexisting conditions, or if you have to wait for a period of time before you're fully covered. Other plans may completely exclude coverage of preexisting conditions.10 Step TenCompare the prescription drug coverage offered by various plans.

Many plans have tiered benefit systems, and usually offer a preferred list of prescriptions that have a lower co-pay. Search for any medication you are taking on this list; drugs not on the list can have a co-pay that is twice as high. Also, see if any plans limit the amounts of new prescriptions or refills on a given drug.11 Step ElevenCheck to make sure your regular doctors are on your plan's preferred provider list.

All plans provide a database of their provider list on their Web site. Go with a plan that lists most or all of your regular doctors. Be aware that most PPOs will pay up to 20 percent less for out-of-network doctors.12 Step TwelveInvestigate what sorts of delays you may encounter with managed care.

Some plans are notorious about keeping members waiting to see a doctor. Ask a doctor you intend to visit how long a typical wait is before you choose a plan.13 Step ThirteenShop around. Call several agents and compare policies and premiums.14 Step FourteenLook into other potential sources for health insurance.

Alumni associations, professional groups, fraternal organizations and other associations often offer health coverage to their members. Sources: http://www.ehow.com/how_109662_health-insurance.html .

Good does not have to be expensive...but it can be too. " "For those of you who live in countries with national, universal healthcare programs..." "Should it be called "HELLTHFARE" Is healthcare reform, more WELFARE PROGRAMS, SOME WILL PAY MANY WILL NOT. RIGHT?

Good does not have to be expensive...but it can be too.

For those of you who live in countries with national, universal healthcare programs...

Should it be called "HELLTHFARE" Is healthcare reform, more WELFARE PROGRAMS, SOME WILL PAY MANY WILL NOT. RIGHT?

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.