Why are we giving money to help homeowners in foreclosure?

Ah, but what you also have to remember that maybe for a lot of people a $400k house is NOT a first time buyers house. People could have sold a house and made $$$ on it and use that money as a deposit. They could have inherited money etc. Their jobs may not necessarily be high paying.

You can borrow about 3x what you make. So a married couple buying a 400K house has to make about $125-$120 combined. That isn't crazy high, that's about $65 apiece.

Yes, those jobs still exist and are frankly all over the place. A single person would have to make about $60 an hour.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.