Will employers prefer to continue paying tens of thousands of dollars to ensure their employees?

Women tend to see the doctor more than men. Was about 7 times more, at least before the last three years. When you say health care you are talking about Insurance costs as well as physician fees.

The latter are FAR TOO HIGH for ordinary procedures in my opinion (I am experienced with medical care). Nurses were once paid too little, now many are paid too much -- far more than a truck driver who is working his butt off twice to three times as many hours per week. For surgery and for complex procedures involving expensive equipment some significant costs are necessary.

But on top of all of that one has the insurers. Each firm has annual profits in the billions and the executives at the top are paid hundred of millions for virtually no work at all except for seeing that the screws are tightened. The medical insurers should be non-profit.

As they are, they only serve to up the costs by a tremendous factor. And the only real work being done is by the medical personnel. The insurance part has become parasitical.

That is my opinion based on experience in medical and insurance both -- extensive experience as I am now elderly. One reason why I try to help others for free, as much as possible in my medical answers here. I know for sure that my answers, few though they are, have saved many thousands of dollars.

But it is often necessary to send people to the medical establishment and close professionals. I have to go myself when I need a prescription, even when I know more about something than the physician who will write it. If more choices and more routes to care could somehow be organized.... Another strange factor is pharmaceuticals pricing.

Stuff you can get for $1 in India costs $100 here.

Employers are charged based on the expenses from the previous years. If it is a small business (10-50 people) and one employee has a major illness (eg. $100,000), the cost could rise more than $10,000 per year per person with 10 employees or more than $2,000 per year per employee with 50 employees.

Employers can change insurance companies to try to get better rates but all insurance companies will look at previous years medical costs to determine the price. That is why small businesses cancel health insurance for its employees and the person that got ill becomes insurable at any price.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.