Will Wells Fargo give you a loan if you have bad credit?

If you have poor credit, it’s going to be hard obtaining financing through Wells Fargo or most banks for that matter. Now if you have a good job and are paying off your old debts it will improve your situation, as they will see you are working hard to improve your credit. If you receive a loan, it will not be for a higher amount.In fact, if your credit is bad they will approve you for a small amount first.

They do this to see if you are going to be able to manage it. If you make your payments on time then they may offer you a larger one next time. If you are approved, it will cost you more money.

Because you are a higher risk, they will charge you a higher interest rate for the loan.

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