It's a debt if there is a balance, and you are responsible for payments on it as much as the primary holder. You also cannot "file bankruptcy for a car loan. " You have to list all debts, and treat all creditors the same.
You don't get to pick and choose which creditors to include Ans I go along with the above...except I'm certain your crazy...don't need to ask! And you are the "primary for someone else". Your a "user" on a a card, so it isn't yours...but you would want to use it to pay off your debts?
Please tel me your just putting words together you heard someplace....because crazy people make more sense....or have more.
I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.