A question for those who have compared a monthly paid cell phone to a prepaid cell phone?

1 It depends on you, actually. If you are able to restrain yourself from going over your minutes a regular phone is fine. In either case you need to be good about paying your bills.

However, if you aren't good about it, the month-by-month phone has less impact on your credit rating and has a built in cut off in that it stops working as soon as you run out of paid minutes. If you lose phones a lot, a monthly phone is much easier and cheaper to replace ($20 to $40 at a place like Best Buy or WalMart). If you are good with taking care of your phone then a regular one is fine.

You get a big discount when you start your contract, but if you lose the phone you have to buy another at full price. I can't speak to Verizon as we are with Cingular. However, my ADD son gets their monthly phone (the Go phone) because he has lost or broken his phone 6 times in 18 months and runs out of minutes every month.

S sister and I have the regular phone on their family plan because she uses mostly texting (unlimited texting is $20 per month) and otherwise uses the phone to call me (mobile to mobile minutes are free and unlimited). So look at your characterisitics and your intended phone use to decide which you need.

3 Galileogirl I spent about 25 years working for what used to be called Southern New England Telephone (SNET). During that time it created a service called Linx. Ultimately SNET was bought by SBC and Linx became Cingular.

Then SBC bought at&t and decided it was a better brand name and changed it's own name to at&t. Yes, I am familiar with exactly how and why the prepaid concept was developed. It is not to say that anyone is better than anyone else or that someone's credit dictates which plan they select.It is simply what I said, that's why the plan was developed.

Everyone gets to select what works for them with no silliness about who pays more than who.

All anybody needs is a prepaid cell, otherwise you don’t own the phone, it owns you.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.

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