Amazon offers a payment processing service for businesses: https://payments.amazon.com How does this service compare to other services?

First, nothing will compare to the credibility of a real merchant account. However, if you don't want to pay $50 a month (or more) and 3% of each transaction, online payment processors are a great option. If you only deal online and never take a card in person, then this is probably the best and cheapest option of you.

If you do most of your business online and occasionally accept an in person credit card or mail order these will still work... If you are a brick and mortar store, get a real merchant provider. Nothing says mickey mouse more than a Paypal sticker near your business hours.. Let's compare it to Paypal, the number one player in the online payment processing world. *Amazon has lower fees than Paypal, so currently Amazon is the cheaper option.

Here's a link to a site which talks about Amazon Payment fees: mashable.com/2007/08/03/amazon-payments/ as you can see it's cheaper than Paypal in many areas. * Any person who has ever bought anything off of Amazon. Com is able to pay using Amazon Payments w/out having to set up a new account and Amazon has many more users than Paypal.

If any of your users have ever bought anything off of Amazon, they already have an account to pay using Amazon Payments. Amazon Payments only has 7% of the market share while Paypal has 42% of the market share for online payments. * Amazon offers accounting (you get an automated group ledger showing who has paid and who has not) and pay dependent RSVPs.

Paypal also offers accounting, but I found it difficult to import. *Checkout by Amazon offers retailers all of Amazon's bells and whistles, including one click and "express lane" payment, as well as the recently unveiled Bill Me Later deferred payment option. Retailers using Checkout by Amazon also have access to Amazon's pipeline and order management services which include shipping rate and sales tax calculation, buyer feedback collection, and multi-user account access control.

Would I use it, maybe.. I already use Google Checkout and Paypal. That covers the major credit cards and most of the bases. The BillmeLater option would be nice, but I don't sell expensive items.

If I did, the credibility of Amazon and the BillMeLater option would help immensely. Would I think about it? Yes.As Paypal (an eBay company) continues to nickel and dime its users with added fees, people will look for other options.

Google Checkout is nice, but its not a powerful and functional like Amazon... I'd like to see a AmazonPayment Debit card for quick withdrawal of funds, like Paypal- but knowing Amazon they'll have one shortly. They've never been one to waste an opportunity.. More info can be found here: http://www.makeuseof.com/tag/paypal-rival-launched-called-amazon-payments-guess-whos-behind-it/ http://www.betanews.com/article/Amazon-Payments-takes-on-eBays-PayPal-Google-Checkout/1217433288

I feel that Paypal and Google Checkout are better. Paypal, although they seem to charge alot when you receive money and protect the buyer over the seller, is accepted more frequently and they have a debit card and interest bearing accounts. The Google checkout has a very nice interface for tracking purchases and seems to give you a better sense of not getting screwed by fraudulent buyers and sellers as opposed to Paypal.

Check the fine print, the contracts, the details, the percentage rate, the added fees, the contract limit. Know what you are getting into before signing up with anything. "per transaction fees", "no card present fees", "Mail order merchant fees"... amongst others Those little extras can add up to a lot!

Also, not all merchants are accepted as good risks. Good luck!

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