Are cash budgets implicitly geared toward short-term financial goals?

Yes because budgets don't really work for the long term. Long term financial goals are better reached using investment accounts like 401K plans, IRA's, etc.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.