Aren't there health insurance company that cover cosmetic surgeries in the State?

Similar questions: health insurance company cover cosmetic surgeries State.

Only in specific cases not for vanity reasons Here is a list compiled with information from ASPS regarding surgery's that your insurance company may consider covering but for reasons of vanity not a chance. Abdominal Surgery: If performed to improve or eliminate health problems such as back pain, sores, hernia, rashes, or help improve the ability to walk normally. Breast Surgery: If performed to correct asymmetry, reduce large breasts causing health problems, reconstruction due to loss, congenital absence (was born with only one breast), or reduce large male breasts.

Ear Surgery: If performed to correct deformed ears by birth, disease, or injury. Eyelid Surgery: If performed to correct drooping eyelids that are causing vision problems or correct eyelids that are turned in an abnormal way. Facial Surgery: If performed to balance the appearance if caused by paralysis, treat deformities in the facial muscles, head, or neck.

Hand Surgery: If performed to treat carpal tunnel syndrome, Dupuytren's contracture, nerve injuries, tendon injuries, fused fingers, or other deformities. Nasal Surgery: If performed to correct deformities resulting from birth, disease, or problems with breathing. If you feel you may fall into any of these categories it is important to speak with your doctor.

Your doctor can confirm if your condition would be considered reconstructive and can help you with contacting your insurance company. Sources: www.about.com .

Insurance companies will not cover cosmetic surgery unless there's a medically justifiable reason for it I know people who have had cosmetic surgery and in every case they had to pay for it themselves. I've read of some instances where it's medically necessary, for example if you were in an accident and need some kind of reconstructive surgery, or if for some reason you need one medical procedure that will disfigure you somehow and you then need a cosmetic procedure to cover it up. But insurance companies won't cover cosmetic surgery that is purely "vanity" inspired.

I found this info below which supports this:Insurance companies only pay for surgery if it is not considered cosmetic surgery. Your doctor can give your insurance company documentation about your condition. This is a partial list of procedures that may be covered by insurance:ABDOMINAL SURGERY, WHEN IT IS PERFORMED TO:alleviate health problems such as back pain, sores, hernia, rashesrestore the ability to walk normally.

BREAST SURGERY, WHEN IT IS PERFORMED TO:correct congenital asymmetry;reduce overly large breasts that are causing health problems (shoulder grooving, neck and back pain etc. );reconstruct a breast lost to disease;correct congenital absence of breast;reduce over-developed male breasts - gynecomastia. EAR SURGERY, WHEN IT IS PERFORMED TO:correct congenitally deformed ears;reconstruct ears that are deformed by disease or injury. EYELID SURGERY, WHEN IT IS PERFORMED TO:correct drooping of upper eyelids that are obscuring vision;correct out-turned or in-turned lower eyelids.

FACIAL SURGERY, WHEN IT IS PERFORMED TO:correct an asymmetrical appearance caused by facial paralysis;treat conditions affecting the facial muscles lips and cheekstreat traumatic deformities;correct head and neck deformities. HAND SURGERY, WHEN IT IS PERFORMED TO:treat carpal tunnel syndrome;correct Dupuytren's contracture, treat tendon & nerve injuriescorrect syndactyly (fused fingers) and other congenital deformities . NASAL SURGERY, WHEN IT IS PERFORMED TO:correct deformities resuming from birth defects or disease;treat injuries or nasal deformities that may affect breathing Sources: http://www.phudson.com/BACKGROUND/BASICS/ps&ins.html .

I'm not sure if there is one that covers all cosmetic surgery But my insurance does cover some - like lasik (the vision correction laser surgery), breast reduction, scar removal/reduction and oddly, tummy tucks. I know my mom's covers like 10% of any cosmetic surgery, but that still leaves a lot out of pocket.

Cosmetic surgeries are considered by health insurance companies to be elective surgeries. I believe that there will be coverage only if the cosmetic surgery is considered reconstructive surgery, to repair a genetic fault that interferes with your health, or to repair scar tissue from a previous surgery, that interferes with your health. But it has to be stated by a doctor that it is necessary.

Health insurance companies consider cosmetic surgeries to be something you want, not something you need. Sources: personal experience .

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I want a high decuctible/low premium plan from a well known company!

If I am employed by a company and on leave for 25 months can they require me to take Cobra Health Insurance.

How would it improve the problems with the curre.

It must cover some dental work too. The one I currently have.

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