Can a credit card card company raise your credit card limit twice your income with out your signiture?

Can a credit card card company raise your credit card limit twice your income with out your signiture Asked by stevesavitz123456789 33 months ago Similar questions: credit card company raise limit income signiture Business > Financial Services.

Similar questions: credit card company raise limit income signiture.

You may be able to get your answer with a phone call, # at bottom This is in response to your Internet correspondence to the Office of the Comptroller of the Currency (OCC), Customer Assistance Group (CAG). CAG answers questions and assists consumers in resolving complaints against national banks. The focus of the OCC’s review of consumer complaints against national banks is to determine whether the bank’s actions are consistent with banking statutes, regulations or any policies that are applicable to nationally chartered banking institutions.

The OCC will act on complaints and inquiries that are submitted in writing and signed by the account holder. The Right to Financial Privacy Act (RFPA) governs the disclosure of financial records of individual bank customers to agencies of the federal government. Once we receive your signed complaint, we will begin our review of the matter.

Your complaint letter should be sent by FAX or U.S. Mail along with any attachments or supporting documentation. Required information necessary to process your complaint or inquiry, if applicable: 1. Your complete name and mailing address as used by the bank; 2.

The full name and location (city, state) of the bank; 3. Your account number(s) and type of account; 4. A detailed explanation of the complaint or inquiry and description of how you would like the matter resolved; 5.

Signature of the account holder, legal guardian, Power of Attorney or other person authorized to act in place of the account holder. If you are not the account holder, you must include documentation indicating your authority. Please include your assigned case number, #665946, on any written correspondence.

Your complaint may be delayed if we do not get the required information. If your Email message contains the required information as cited above, you may sign your Email message and send it with supporting documentation or correspondence to the address below: Comptroller of the Currency Customer Assistance Group 1301 McKinney Street, Suite 3450 Houston, TX 77010-9050 Our fax number is (713) 336-4301. If you have any questions, please contact this office directly at 1-800-613-6743 Monday through Friday from 7:00 am until 7:00 pm Central Time and refer to Case #665946..

1 Problems with banks or their credit cards: occ.treas.gov, Customer. [email protected]. Gov .

Problems with banks or their credit cards: occ.treas.gov" rel="nofollow">occ.treas.gov, Customer. Assistance@occ.treas.gov.

"This, of course, presumes that one cares that this has occurred. I know that one's credit limits affect ones "credit score", and this can be negative as well as positive. Your question seems to indicate that you "care", so I would say that it is a simple enough thing to call the company that issued the card and tell them to reduce the limit to 'whatever amount you choose', and furthermore to 'stop raising it without my request or permission'.

And, that is what I recommend...Also, do yourself the favor of not getting involved in the "whys and wherefores" of company policy on this subject, but simply take control of this aspect of your life by deciding on a course of action, and then, seeing to it that your wishes are respected. I believe this approach can be carried over into a wide variety of areas of one's life...

3 Yes, they can & it happened to my dght. She has been the ideal customer, Always paying on time & more than the minimum. When we realized it, she called customer service & they told her that they sent out a letter in Nov & if she did not respond to it, then that would happen.

One bank bought out another. If she would have responded, she would have had to cancel the credit card & then pay it off at the lower APR. They told us that there was nothing she could do.

We were so irate, she cancelled the credit card but now has to pay it off at the higher APR. Thanks so much Betsy. I will have her go on this website & see what we can do.

Yes, they can & it happened to my dght. She has been the ideal customer, Always paying on time & more than the minimum. When we realized it, she called customer service & they told her that they sent out a letter in Nov & if she did not respond to it, then that would happen.

One bank bought out another. If she would have responded, she would have had to cancel the credit card & then pay it off at the lower APR. They told us that there was nothing she could do.

We were so irate, she cancelled the credit card but now has to pay it off at the higher APR. Thanks so much Betsy. I will have her go on this website & see what we can do.

MrItty replied to post #3: 4 The OP asked about the credit *LIMIT*, not the credit rate.

The OP asked about the credit *LIMIT*, not the credit rate.

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I am 18 and my credit score is 653 and I have had a credit card for 8 months. How Can I raise it?

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