Can anyone recommend good pet insurance that covers pre-existing conditions and preventive care?

I spent a lot of time researching pet insurance companies for my cat after having been socked with nearly $3K in vet bills in just over four months. After reading reviews at PetInsuranceReview.com, I finalized my list and set about to call the different companies to find out their reimbursement rates. Based on the reviews, Pet Plan and Pet First are the two best companies to check out first.

Disclaimer: We purchased our insurance through Pet Plan. We're paying $134 a year for a $50 per incident deductible and 90% reimbursement of the actual vet charges for our cat, who was 8 months old at the time of signup. Pet First: http://www.petfirsthealthcare.com I looked at Pet First and it seems that they offer coverage similar to Pet Plan, but they also offer wellness coverage (a limit of $100-$200, depending on your plan).

Their premiums seem to be better than another insurance company I more.

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