Can bad credit keep you from getting a security clearance and if so what would you have to do in order to get a security clearance?

Excessive indebtedness increases the temptation to commit unethical or illegal acts in order to obtain funds to pay off the debts. Most Americans who betrayed their country did it for financial gain-about half were motivated by a real or perceived urgent need for money and about half by personal greed Aside from compulsive/addictive behavior, deceptive/illegal financial practices, and unexplained affluence, the remaining potentially disqualifying conditions detailed in Guideline F can be boiled down to one security concern-delinquent debt. Gh debt to income ratio and excessive indebtedness are listed as a potentially disqualifying condition, but this rarely comes into play absent any past or present delinquent debt or obvious signs of unexplained income.

Low credit scores are not listed as a potential disqualifying condition, because factors unrelated to debt affect credit scores Cause of debt is generally more important than the amount of debt, because it reveals more about a person's reliability, trustworthiness, and judgment. Of people who seek credit counseling, roughly 50 percent are due to irresponsibility. If the debt was caused by irresponsibility (including reckless behavior) that is likely to continue, the problem is magnified.

If the debt occurred due to situations beyond the applicant's control and the applicant is handling the debt in a reasonable manner (including bankruptcy or debt consolidation), the significance of the problem is substantially reduced According to Office of Personnel Management (OPM), Federal Investigative Notice No. 06-07, OPM does not automatically expand investigations for financial issues, unless: • Credit report reflects current aggregate delinquent debt totaling $3,500 or • Bankruptcy within the past 2 years or • Bankruptcy within the past 3 to 5 years with evidence of current credit problems Source: http://www.clearancejobs.com/news.php?articleID=39.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.