How can you fix your credit score if it is so bad that you can't even get a credit card for people with bad credit?

As you know already, that when past credit rating is haunting you, it is best to create good credit to offset the bad The best and easiest way to establish or re-establish your credit is through a secured credit card program. Many banks offer a secured MasterCard or Visa credit card to applicants regardless to past credit history. Applicants can qualify even if they never had credit before.

You can obtain the card directly from the bank or through one of their agents for a transaction fee of about $35.00 -- which is well worth it This is how the secured credit card program works. Applicants will open a savings account and deposit $250 to $500 with the bank that is issuing the credit card. The amount that is deposited will be slightly less or equal to the line of credit you will receive on the credit card and you can increase your limit as you wish, usually not exceeding $2,500 The funds you deposit are receiving interest and are usually frozen up to Twelve (12) months with some banks.

If you make regular timely payments for 6 to 12 months, your money will be released with interest and you can have your credit card without the security requirement, or to phrase it better, unsecured with a personal line of credit.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.