Can you refinance your home use some equity as a down payment for a second home and take out a mortgage loan for the second home for the remaining balance?

Yes. Of course it depends on several factors: Do you have any equity in your home- enough for bank to hand cash over to you in these times of diminishing equity, reduced home values and upside down mortgages Are you a good credit risk- is your income high enough and stable enough to guarantee payment of both mortgages You should speak with several local banks.

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