I have both a first and a second mortgage (also known as an equity loan or equity line of credit). Do I still qualify to refinance under Making Home Affordable?

As long as the amount due on the first mortgage is less than 125% of the value of the property, borrowers may be eligible for Navy Federal's Home Affordable Refinance. Your eligibility will depend, in part, on an agreement by the lender that has your second mortgage, and on your ability to meet the new payment terms on the first mortgage. More.

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