Can your employer change your medical insurance from 100% employer paid to an employee paid plan?
Employers are not (yet) required to offer medical coverage. Thus, they can decide to stop offering coverage, or stop subsidizing the coverage offered. Since the plans are renegotiated annually, and since the employees were notified in advance of the change, which will take place during the next plan year, the answer is unfortunately yes.
There are certain limitations as to how different the coverage and benefits can be between employees and company officers (e.g. CEO, etc. ). However, if the company is not providing subsidies for health coverage to anyone, those limitations will not come into play. Disclaimer: The above answer is not a substitute for professional advice from e.g. An attorney.
If you believe your employer has broken the law or breached your contract, you should consider contacting an attorney for a consultation on your specific case.
Yes... It is possible because of the fact that the insurance industries allow plan conversions and with the Key man's Insurance existing therefore there is an option for the company to do so... (It is allowed to transfer ownership of insurance to another person including the rights that go along with it like payment of premiums and assignment of beneficiaries,etc. ).
Employers are not (yet) required to offer medical coverage. Thus, they can decide to stop offering coverage, or stop subsidizing the coverage offered. Since the plans are renegotiated annually, and since the employees were notified in advance of the change, which will take place during the next plan year, the answer is unfortunately yes.
There are certain limitations as to how different the coverage and benefits can be between employees and company officers (e.g. However, if the company is not providing subsidies for health coverage to anyone, those limitations will not come into play. Disclaimer: The above answer is not a substitute for professional advice from e.g. If you believe your employer has broken the law or breached your contract, you should consider contacting an attorney for a consultation on your specific case. Employers are not (yet) required to offer medical coverage.
Thus, they can decide to stop offering coverage, or stop subsidizing the coverage offered. Since the plans are renegotiated annually, and since the employees were notified in advance of the change, which will take place during the next plan year, the answer is unfortunately yes. There are certain limitations as to how different the coverage and benefits can be between employees and company officers (e.g. However, if the company is not providing subsidies for health coverage to anyone, those limitations will not come into play.
Disclaimer: The above answer is not a substitute for professional advice from e.g. If you believe your employer has broken the law or breached your contract, you should consider contacting an attorney for a consultation on your specific case.
I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.
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