Do all financed cars in NJ need to have full coverage insurance even if not driven?

Most finance companies would be able to answer this for you. It will vary depending on the banking institution. Full coverage is a general assumption that you are covered meaning what you are "liable" for if you were sued because of negligence in addition to having Collision and Comphrehensive coverages.

This means that you would have Bodily Injury Liability, Property Damage Liability and your damamges caused by you to the vehicle and by acts of GOD are covered. I personally think to have a car without full coverage is crazy even if it just sits in the yard or garage. It has been known for cars to be stolen while in a place too long.

If you did not have comphrehensive then you are stuk with a loan and no car. Also there have been instances where kids or teens go into other peoples yards and sit around cars and hurt themselves acting like teens and you can be sued for Personaly Injury. These are two examples of cars that will get little or no use yet YOU could be held LIABLE for everything that happens.Do you have the money it takes to pay off a law suit?

If so then No you can probably afford not to get Full coverage. Otherwise you will loose your home and cars to pay for a lawsuit. Good Luck!

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.