Do you have to belong to a union to get a credit card at a credit union?

Credit unions typically offer the same services as banks. In addition, they may offer just as good if not better rates than banks. The key when opening a line of credit is to shop around and see which bank offers you the best rate.

I have both of my car loans through credit unions and they offered me the best interest rates. Membership for credit unions has changed over time. In the past you normally had to work for a specific company or belong to a union to qualify.

Now almost anyone can gain membership. For most you either have to live or work in a specific county in order to qualify. Check with your local credit union to see what restrictions, if any they may require.

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