Does a family owned business have to carry Workmans Comp if it has only have one employee who isn't family?

If you own a family business are exposing everything you own to being taken in a lawsuit. See a lawyer to explain how this can easily happen. I am not a lawyer.

I have run a business. The workmen comp, can help cover the medical of an employee hurt on a job....years of treatment for a back- injury could bankrupt your company over time. A large settlement could close you quick.

You and your husband can be covered for the same type of on the job injury or exclude yourself and husband. Getting insurance only on the others. If I contracted your firm to come to my business, and do a Job..big or Small I don't require you to prove you have work comp n your people and one of them gets hurt on my property since you don't have it, I can be held liable for their injury, and have to pay.

That is why so many schools, colleges, businesses want work- comp certificates from you ...before you can even bid a job I think the above person is talking about liability insurance, which is different from workmans comp. If all of your employees are family, you don't need workmans comp. If one or more employees are not related, then yes it is required.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.