Does anyone know of a good secondary dental insurance plan? Not a discount plan but an actual insurance plan?

Not a discount plan but an actual insurance plan. Asked by TimeMatters 21 months ago Similar questions: secondary dental insurance plan discount actual Business > Financial Services.

Similar questions: secondary dental insurance plan discount actual.

It may be necessary in some cases and it may be not in some cases. Most families are insured but do their insurance cover everything that they need is something they have to identify. A secondary insurance may be needed for several other things like dental or optical needs.

The principal insurance in most cases covers the husband and wife should cover the whole family’s needs. However, a secondary insurance plan is considered as a cost cutting method for several families. The primary insurance should cover all the immediate health needs and the ones that are not covered by this plan should be taken care of by the secondary insurance plan.

This is the only advantage with the secondary insurance plan. Sources: scumdoctor.com/insurance/family-insuranc... .

It may be necessary in some cases and it may be not in some cases. Most families are insured but do their insurance cover everything that they need is something they have to identify. A secondary insurance may be needed for several other things like dental or optical needs.

The principal insurance in most cases covers the husband and wife should cover the whole family’s needs. However, a secondary insurance plan is considered as a cost cutting method for several families. The primary insurance should cover all the immediate health needs and the ones that are not covered by this plan should be taken care of by the secondary insurance plan.

This is the only advantage with the secondary insurance plan. While buying a secondary insurance plan one has to ensure that the insurance plan includes everything that is not covered by the primary insurance. Redundancy will not cut any costs and extra care has to be taken by the insurer to avoid such circumstance.

The most common kind of health care covered by the secondary insurance plan is dental and optical plans. Dental plans have become essential especially for families that have children. Dentist visits can be very expensive when it is not covered by the primary insurance and also often dental problems are associated with equipments that are very expensive.

In order to cover these, one needs an effective secondary insurance plan. Sources: scumdoctor.com/insurance/family-insuranc... .

I actually haven't had any dental insurance plan so see these helpful sites. You should refer to your health insurance provider. Or see helpful sites I am giving you!

Please read at the link below. See also:dentalcontract.com/Secondary_dental_insu... Sources: scumdoctor.com/insurance/family-insuranc... .

SUPPLEMENTAL DENTAL INSURANCE - HELP AND INFORMATION! Supplemental Dental Insurance Supplemental dental insurance is an individual or family insurance policy purchased to cover a portion of the dental costs. Supplemental dental insurance will normally not cover the entire dental care procedure.

If you have a primary dental insurance plan that you purchased or your employer provided, the supplemental dental policy typically covers the remaining dental bill. For example, if the dental plan policy covers half of the dental cost, the secondary or supplement dental insurance plan should cover the remaining balance of your dental procedure. A supplement dental insurance plan may also be purchased to cover the dental charges when there are annual dental benefit plan limits or exclusions.

I hope this information on supplemental dental insurance has helped. Dr. David BluntInsuranceCompany. Com is a specialist in dental insurance, dental discount plans, vision and prescription coverage programs for individuals, families and groups.

We have been serving the dental community since 1983, you will find our licensed dental insurance agents are well informed and ready to assist you. Compare dental insurance plans and decide which one is right for you and your family. Many of our dental plans have next day benefits including vision and prescription.

InsuranceCompany. Com offers quotes for individual and family dental insurance plans including an option to compare dental national coverage plans. Remember, buying dental insurance does not have to be a painful process.

We offer dental benefit coverage in all 50 states.r. David Blunt, CEO of InsuranceCompany. Com says that understanding the various types of dental insurance and dental discount plans is important when trying to buy the right plan.

Finding the right value in dental insurance or dental plans is an important step in purchasing dental coverage for you and your family. Both types of dental plans have advantages and disadvantages and one size does not fit everyone. Keeping this in mind is an important rule when you shop for the dental plan that best fits your needs.

We sell both individual and family dental insurance and dental discount plans throughout all 50 states. Here are some brief examples that may help you decide. Indemnity - Dental InsuranceThis is the plan where you choose your own dentist.

The dental insurance plan pays the dental office (dentist) on a traditional fee-for-service basis. A monthly premium is paid by the client and/or the employer to an insurance company, which then reimburses the dental office (dentist) for the services rendered. An insurance company usually pays between 50% - 80% of the dental office (dentist) fees for a covered procedures; the remaining 20% - 50% is paid by the client.

These plans often have a pre-determined or set deductible amount which varies from plan to plan. Indemnity plans also can limit the amount of services covered within a given year and pay the dentist based on a variety of fee schedules. Some typical features of these plans: * gh deductibles before coverage begins (well-designed plans don't apply the deductible to preventive services) * Probationary periods on certain procedures that last up to a year * Annual dollar limit on benefits * Chose your own dentist * Your average monthly cost: $15 to $25 * Companies selling these plans are regulated by state insurance departments.

Dental DiscountYou will want to use caution with this type of dental plan since it is not insurance. The managing organizations have negotiated with local dental offices to establish a set price for a particular dental procedure and offer deep discounts (some up to 70%) off the regular ADA pricing code. This plan has several advantages over traditional dental insurance plans, namely, there are no exclusions for pre-existing conditions.

This allows a patient to receive immediate coverage for work without meeting any waiting period requirements. Sources: http://www.insurancecompany.com/dental-insurance-articles/supplemental_dental_insurance.html .

Answer ::From various contributors:They're not insurance, but Discount Dental Plans are available from a number of reliable companies. Monthly costs are significantly less than insurance, and you receive discounts on virtually all services and procedures at the dentist. Because dentists have to agree to accept the reduced fees from members of the plans, there are certain ones you have to go to.

The location of available dentists can vary greatly from one geographical area to another, so it's important to find out where they are in your area. For more information about dental and medical discount plans, Search Google To find other companies who offer discount plans, do a Internet search for "dental plans. "If by supplemental, you are looking for "individual" dental insurance, the National Association of Dental Plans site has a directory of companies that offer dental insurance that can be searched by state.

You can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist fees who are part of the discount network). Actually, there are situations when two dental insurance policies will pay on a procedure.

What you need to look at is whether the policies have a non-duplication clause which would prevent "double" payment. Most policies have a "coordination of benefits" or CoB provision which is regulated by the state. The CoB provision determines which policy pays first and assures that no more than the actual charge is paid by insurance, i.e.

That payment is not greater than the cost.To find companies in your state that provide dental insurance or dental discount plans, go to the National Association of Dental Plans site (www.nadp.org) which has a directory of companies that offer dental insurance. The directory can be searched by state and you can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist's fees who are part of the discount network).

I just called an Health/Dental Insurance provider about that matter and they tried to explain that I can/should not have two dental Insurances, since only one will pay. At my question to her that I am only interested in supplemental dental insurance they explained they have not heard of such. But they do know of a dental discount card where you have to be a member ( means member fee)and then you could if you dentist is participating in that particular program get a 10 % refund of your co payment.

Anybody with more info's? Thanks, Caroline. Yes, you may have double coverage that combine together to may 100% of the cost of the crown.

However, you can NOT make money on insurance. If you need a root canal and it's covered at 80% then the primary coverage (if your the subscriber) will pay 80% and the secondary plan (spouses plan) will pick up the other 20%. I file insurance daily and have never seen it work the way the previous answer states.

Usually the second company will only pay a smaller portion not cover the remaining 20% in full. Sources: http://wiki.answers.com/Q/Where_do_you_get_supplemental_dental_insurance .

" "I have medicare right now but how do I know which secondary insurance is right for me" "How do I get tranined to work as an insurance billing person in a dental office?" "I have an employee who, after 1.5 years, realized dental insurance was taken out. Does the company owe that money back? " "Is it legal a dentist to charge the patient and the dental insurance company 2 different amounts for the same service?" "What's a good dental insurance plan?

" "I recently started working and am on my wifes insurance plan through medicaid. Can I stay on medicaid with my insurance" "Liberty Dental Plan of California, is it for real? Anyone know anything about good and relatively cheap dental plans?

" "Are there any dental schools that do dental implants with a payment plan up to 50 miles of the zip code 76053?

I have medicare right now but how do I know which secondary insurance is right for me.

I have an employee who, after 1.5 years, realized dental insurance was taken out. Does the company owe that money back?

I recently started working and am on my wifes insurance plan through medicaid. Can I stay on medicaid with my insurance.

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