Does medical insurance cover costs outside the US?
Under normal circumstances the only thing a medical health insurance plan will cover outside the U. S is emergencies only. Routine care or doctor visits will not be covered unless it is considered medically necessary.
If you plan on leaving for an extended time I would consider getting travelers insurance which is different than ordinary health insurance.
Medical Specialists, published for the American Board of Medical Specialists and its certifying member boards. U.S. embassies and consulates abroad maintain lists of hospitals and physicians, many of which are posted on the embassy or consulate web site. What’s the difference between Travel Insurance and Travel Medical Insurance?
Travel Insurance insures your financial investment in your trip. And cancelled flights, but it may or may not cover costs of medical attention you may need while abroad. Travel Medical Insurance covers costs of medical attention you may need while abroad.
What insurance information should I carry with me abroad? Carry both your insurance policy identity card as proof of your insurance and a claim form. Where can I find a list of companies that provide medical evacuations and services?
Several private organizations will provide medical information and insurance for overseas travelers. The following is provided for informational purposes only and in no way constitutes an endorsement, expressed or implied, by the Department of State. AIGASSISTAmerican International Group, Inc.
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