Does my credit rating improve if I have good credit across a range of credit cards?

My experience with this is never a late payment, no overlimit, and keep balance down. The more available credit you have on the cards the more your score will go up. I have also told them to cancel my card when the interest rate gets high.

Some will offer you a better rate to keep you. Just a few experiences I had. Can't tell you what to do thats up to you.

Good credit means perfect payment history with credit cards for several years. The number of cards and amount of credit available isn't open ended though, to much can hurt you. It is a big mystery of how much is ideal for your length of history.

Yes it will. Having a record of regular payments to your credit card accounts is a very good thing. If you are applying for a loan the lender will look at that as well as the amount of debt you have compared to your income.

Having too many credit cards can hurt your score, but depends on the balances also. Try to keep your balances below 35% or paid off if possible. Always pay on time and try to have a variety of credit.

Having only credit cards won't hurt your score, but having a larger variety of credit will help it.

Late payments and negative accounts will hurt your score the most. Remove late payments and use credit restoration to help raise your score if needed.

It would be possible only when you repay your credit timely without even a single default.

Also, avoid going for the credit card overdrafts that could trouble you during repayment, especially when you are short of cash.

Well I am satisfied by the above answers, there is only way to improve your credit score, if you 'll pay all of your loans and credits timely, and now a days lots of people suffering from the credit card debts, if you could pay your credit card debts you would be in advantage. You can pay your credit card debts by payday loans, if you have a regular job, this is the best suitable way to pay credit card debts.

Keep you balances below 50% oft he limit, never pay late and keep you open and active cards to a minimum and you should be fine. The balance to limit ratio is especially critical when the number of open cards gets over 3 cards.

You have to strike a balance. Have a variety of credit is good HOWEVER applying for too many credit cards (called inquiries) and having too much available credit will hurt your score.

But the actions that will cost you the most "damage points" from your credit score is the obvious stuff; late payments, maxed out cards, etc...

I've heard that you should never cancel your older accounts because credit history makes up a significant amount of your score. And last, Remove late payments and use credit restoration services to help raise your score if needed.

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