Will not using my credit cards lower my credit rating?

If you don’t use your credit cards it shouldn’t affect your credit rating. At worst, the banks may close your account if there isn’t a balance. If you do carry a balance make your payments on time and it will not hurt your credit.

There are many websites you can go to for advice. The best one I found was bank rate’s. They can offer you a variety of information on credit cards as well as other banking items such as savings, mortgages and investments.

They allow you to search for credit cards based on a variety of factors as well as provide you all the answers you need. They are a great resource and their site is easy to navigate. Here is a link to their website: bankrate.com.

If you don’t use your credit cards it shouldn’t affect your credit rating. At worst, the banks may close your account if there isn’t a balance. If you do carry a balance make your payments on time and it will not hurt your credit.

There are many websites you can go to for advice. The best one I found was bank rate’s. They can offer you a variety of information on credit cards as well as other banking items such as savings, mortgages and investments.

They allow you to search for credit cards based on a variety of factors as well as provide you all the answers you need. They are a great resource and their site is easy to navigate. If you don’t use your credit cards it shouldn’t affect your credit rating.

At worst, the banks may close your account if there isn’t a balance. If you do carry a balance make your payments on time and it will not hurt your credit. There are many websites you can go to for advice.

The best one I found was bank rate’s. They can offer you a variety of information on credit cards as well as other banking items such as savings, mortgages and investments. They allow you to search for credit cards based on a variety of factors as well as provide you all the answers you need.

They are a great resource and their site is easy to navigate.

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