Does the Reverse Mortgage Act require a mortgage loan originator to be licensed under both the Reverse Mortgage Act and the Mortgage Lending Act?

A. No. Mortgage Loan Originators are only licensed under the Mortgage Licensing Act.

If a mortgage loan originator would like to engage in the business of reverse mortgage lending they must be licensed as a mortgage loan originator and employed under the Mortgage Licensing Act with a licensed lender. The Reverse Mortgage Act only requires the company to be licensed. There is no reverse mortgage loan originator license.

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