Many states have passed laws that require a seatbelt, popularized by the campaign slogan "Click it or Ticket. " However, many of these same states still allow motorcycle drivers to ride without a helmet. I believe that one major reason has to do with the car insurance companies.
Car insurance companies spend a lot of money each year paying for injuries in car accidents, and thus have lobbied with many state governments to pass laws requiring the usage of seatbelts. Once these laws are passed, the idea is that more people will wear seat belts, and injuries sustained in a car accident will be less severe and less expensive. I would imagine that motorcycles account for fewer drivers than cars, and a serious accident with a motorcycle would result in death, which is a horrible thing, but is probably less expensive for the insurance company than long term medical care.
Thus, motorcycle accidents are probably a lot less expensive than car accidents. Insurance companies will probably soon turn to requiring the use of helmets as well; they just focused on the most expensive risks first. Thank you for asking.
I am practically not so sure about it but I think you can get more information on everything about motorcycles as well as other recent news on laws for every State in America on this matter. You can check more of it on the site provided below.
Rick Perry signed into law SB 1967 of the 81st Regular Legislative Session effective 9/1/09 and repeals the helmet exemption sticker program. Current law requires a person be covered with a minimum of $10,000 in health insurance for injuries incurred in a motorcycle accident to be eligible for an exception for the offense of operating or riding a motorcycle without a helmet. The bill removes that minimum amount.
The bill requires the Texas Dept of Insurance to prescribe a standard proof of health insurance for issuance to persons who are at least 21 and covered by an applicable health insurance plan. The bill prohibits cops from stopping or detaining operators or passengers for the sole purpose of determining whether the person has successfully completed a motorcycle operator training and safety course or is covered by a motorcycle health insurance plan and repeals provisions relating to a DPS-issued sticker required to be displayed on a motorcycle by the owner. Justice Riders Committee (Boston) A group of motorcycle advocates and activists are putting the final touches on a lawsuit they expect to file this week in Suffolk Superior Court, asking the Court to restrain the City of Boston from issuing $300 tickets to motorcyclists and declare a recently rushed through "noise" Ordinance invalid.
Check out the Biker Lowdown radio interview Wed 8pm EST 8/5/09. Freedom Fighting with Don Blancet and Mark Temple of Bolt.
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