How can I save money on childcare?

Daycare for small children is a huge expense, but when you consider that you are placing your most important and treasured possession into the care of someone else, I do not believe that cost is negotiable. You are expecting and paying for the safety and welfare of your child while you are away, both physically and mentally. How do you even put a price upon the cost of what it takes to raise your child while you are away?

I know that many families and single parents feel as though they have no other choice but to use daycare, but sometimes being creative you can eliminate that cost and you be home with your child. When you consider that many people spend more money on their car payment than their childcare you may begin to wonder just which direction that our society is headed. I urge you to do the math, consider what it costs you to work.

Does your paycheck make sense? Are there better, more cost effective ways to make ends meet? Have you considered running your own daycare out of your home?

Start a home based business? Save money by shopping , using coupons and cooking at home? Explore your options.

Here is a great online calculator that may help you: homeparents.about.com/cs/familyfinances/... There is a Daycare Tax Deduction that may help you. -quote If you choose to work and send your kids to day care, you may be able to get the IRS to cover some of the cost. Depending on what tax bracket you're in, and how much you pay for child care, you can save hundreds or even thousands of dollars on your taxes.

-endquote And here are a few websites to review: 1. fool.com/personal-finance/taxes/2007/02/... 2. http://www.clearpointcreditcounselingsolutions.org/credit_counseling_childcare.aspx 3.

http://www.smartmoney.com/personal-finance/taxes/cut-your-child-care-costs-14246/ Stay at Home vs Work 1. http://articles.moneycentral.msn.com/CollegeAndFamily/RaiseKids/CostOfBeingAStayAtHomeMom.aspx 2. http://www.webmd.com/parenting/guide/hard-choice-for-moms-work-stay-home 3.

homeparents.about.com/cs/familyfinances/... 4. http://www.preksmarties.com/moms/sahm1.htm.

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