How do I balance saving money for roth ira, 401k.. with spending money and getting women?

The ESA rules are in IRS publication 970. You need to look at the publication for the year you are filing. The 2014 publication is a guideline and for the ESA, qualified education expenses "equipment" is only a qualified expense if required for a course you are taking.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.