How Do You Buy A VA Foreclosed Home?

The United States Department of Veteran's Affairs (VA) offers both VA-guaranteed and VA-financed home loans. When one of these loans goes into foreclosure, the VA takes the home back and sells it, via its loan servicer, BAC Home Loan Servicing, LP, on the open market. The advantages of buying a VA foreclosure are substantial: the VA may pay the closing costs and there is no Private Mortgage Insurance (PMI) requirement.

The downside to purchasing a VA foreclosed home is that no repairs will be made so all sales are as-is. To purchase a VA foreclosed home, you will need to work with a real-estate agent. Navigate to website to va.equator.com.

Click on your state on the map of the United States. A new window will open that includes a list of all VA homes on the market in your state. By clicking on "City," at the top of the list, you can sort the list by city.

Click on "View" to the right of any listing that catches your interest. A new page will open that includes a photo of the home, ... more.

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