How do you get an auto loan with a bad credit score?

Apply Everywhere Apply. Apply. Apply.

Eventually you should get accepted somewhere. However, a low credit score means that your APR can be quite high and you may be asked to put more down than what the average' consumer might put down for the same size loan with a better score. When you hear those commercials advertising "bad Credit, No Credit, no problem" ; they aren'y lying to you they are being serious because they want to make sales but they want people with bad credit so they can make a ton of money in interest fees.

Also remember your monthly gross pay will also have a factor in your down and monthly payments.

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