How does the insurance company calculate the amount of premium to refund when a policy is cancelled?

Insurance premiums are calculated for the year. If you cancel your policy refunds are usually issued retroactively. So if you cancel your insurance 6 months into your policy, you wil be refunded for the remaining 6 months.It is usually calculated to a daily value, so you will get a refund for the remaining days left in the year However, it is up to the insurance compant on what their refund policy is.

Some companies will have a cancelation policy of 1 months cost of insurance if you cancel your policy. Most companies however have no fee.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.