How is manditory Auto-Insurance different than manditory Health-Insurance?

I understand, driving is a priviledge, not a right, therefore insurance is required to protect all who share the road. So does it follow, that getting medical treatment is also a priviledge, not a right, so insurance should be required to protect all who share the same air we breathe? Asked by riverrock 21 months ago Similar questions: manditory Auto Insurance Health Insurance Business > Insurance.

Similar questions: manditory Auto Insurance Health Insurance.

Automobile Insurance is Not a Priviledge! Automobile Insuranc is there to protect the people and the inocent bystanders in this Country. It is always someones fault if there is a accident that damages a car, or a person, or even kills a person.

The manditory car insurance is there to protect all involved. Years ago there was no manditory automobile insurance in this country. Many people gambled and went with out.

Others bought only enough to protect the car since it is the most expensive item you buy not including a house. It was always manditory to have car insurance if you were buying a new car, it was to protect the person that was giving out the loan for the car. As years went on the Government got involved and made car insurance manditory for all.

There was just to many law litagations in car accidents were people were loosing everything they had, or there wasn't enough money to pay for the lage Hospital bills, so Government stepped in and said all must have insurance or no drivers license which is a privledge in this country not a right. Health Insurance on the other hand has always been a personal thing for each individual. A young person that thinks they are going to live for ever and never get sick feels they do not have to put out $200.00 dollars or more for health insurance that they are not going to need for years.

People as they gey older start to get smart and no they need health insurance to help pay the bills. Most people get jobs were the employer offers health insurance at a reduced cost were each share the bill. Then you have young couples that say they can not afford health care, yet both are working, go out to dinner twice a week, have a new TV and car and have put these things as more important till the time comes when they need it also but there now is no money for it.

This has always been a personal decision for each individual. Then there are about 10% of the people in this country that just have nothing and can not afford to pay for health care. For this 10% of the population this country has set up a program that you can go to any public ER in this country and be treated just like everyone else.

If you truly can not pay then we the people foot the bill with higher insurance premiums, higher doctor bill and hospital bills to take the blunt of this. Hospitals also have set up for the public clinics in there hospital that are for people who can pay something but not the full cost. For these reasons there is no reason that anyone can not get the care that they need.

If your doctor will not cover you because you can't pay then check into a ER. There is no reason why Government can't step in and make health Care manditory for all. That would mean that the 20% of young people who have choose not to carry health insurance, and the 10% who can not pay for it would be forced to put out that $200.00 dollars a month or more for Health Care.

If that happened the cost of Health Insurance would go down drastically for all involved. Since now you would also have the very healthy being forced to pay in to the programs. This should answer your question.

Now if you were thinking Public Option, then that is a Government run program that some countries have. There you have rationed health care were you get in a line for everything and there is only so many procedures done a year to keep cost way low. On such a program you still pay but at a very lower price with the Government helping pay for it.

The very poor pay nothing and receive free health care. This is why many people from other countries come to the US for operations a care, they have a life threating condition and if they get in line and wait they have a good chance of dieing. For the above reasons this is why the people are saying that Government needs to fix the Health Care Industry not revamp it at a cost of 12 Trillion Dollars that could bankrupt the country.

That cost is only the beginning, and it would then have to be manditory for all with premiums close to what the private insurance companies are charging. Do not forget the the Private sector only make a 2% profit on health care. That is not a lot of money.

Hope I answerd a lot of your questions, you now need to way all the differences and make your own mind up for what is correct. Sorry for the spelling but I sure wish they would fix the spell checker.

My getting sick and dying does not materially affect other people; my sick driving DOES materially affect other people. Thus, I am required to have insurance when I propel 1,000-8,000 pounds of steel down the road because any (even slight) errors on my part are able to cost $$ in damaging other things folks own (cars, fences, cows) and even limb or life. That is, EVERY time I get behind the wheel of an automobile, I become a potential threat to someone else; my insurance pays for when I make that potential threat actual.

Conversely, my health is my problem, and if I do not have wherewith to pay for treatments when I get sick, I would (ultimately), do like homeless Kevin did here in Claremont a few years ago and go out back behind the radio shack parking lot with a bottle of malt liquor and get drunk and die. Society owes me nothing and the only thing I cost society is the cost of loading my corpse onto a van to take to the Soylent Green processing center.

1 You pretty much answered the question yourself. Driving is a privilege, not a right. You can opt not to drive and thus not to be required to purchase auto insurance.

OTOH, you can't opt out of mandatory health insurance. So, how is that any different from a new tax on everyone with a pulse regardless of their employment status, income, or age? .

You pretty much answered the question yourself. Driving is a privilege, not a right. You can opt not to drive and thus not to be required to purchase auto insurance.

OTOH, you can't opt out of mandatory health insurance. So, how is that any different from a new tax on everyone with a pulse regardless of their employment status, income, or age?

PamPerdue replied to post #1: 2 > OTOH, you can't opt out of mandatory health insurance. You can. You'd just have to pay a fee to do so.

But you're right that it's different in that everybody would have to either pay the fee or have insurance, while auto insurance is optional for those who don't have cars.

OTOH, you can't opt out of mandatory health insurance. You can. You'd just have to pay a fee to do so.

But you're right that it's different in that everybody would have to either pay the fee or have insurance, while auto insurance is optional for those who don't have cars.

3 > So does it follow, that getting medical treatment is also a priviledge, not a right, That's not exactly the case. Emergency medical treatment is a right; they're required to treat you whether you can pay or not.

So does it follow, that getting medical treatment is also a priviledge, not a right, That's not exactly the case. Emergency medical treatment is a right; they're required to treat you whether you can pay or not.

" "Latest health insurance fraud. " "Young adult health insurance" "Can I have health insurance break before getting another health insurance?" "does anybody know good dog health insurance? " "auto insurance" "Should I buy cancer insurance?

I have health insurance, why would I also need a special policy for cancer?" "Is Auto-Insurance manditory in every State, before you can register your vehicle? " "Are there any health insurance companies that don't suck? " "What is a cheap health insurance to go through?

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.