How many points do collection accounts hurt your beacon score?

It depends largely on your credit as a whole. Once your report is bad, it doesn't get a whole lot worse. But if your report was in pretty good shape, and depending on the specifics and age of the collection, it could be from 50-100 points.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.