How many points does your credit score drop after a collection?

Depending on your score when the collection occurs. If you are 700, then you can drop 100 points for every $236 dollars collected/reported for the first $236 and then 50 points for every $354 thereafter. Then add 175 points If you are 500 points to begin with then the drop may be 50 for the first $236 and then another 35 points for the each $236 collected/reported.

Then add 76 points. See example: 650 score now. Reported on me $1200.

Loss in points is $1200-$236=$964 550 score. Now $964.00/$354=2.7231 x 50 points= 136 550-136 score= 413 credit score + 175 points= 588 Final score after collection 588. Each month this is not remedied can remove 12-24 points per month or quarter depending on situation and the power of the original debt holders position in the financial market.

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