I am confused, Obama when he says that that the people that don't pay Fed Income tax pay Pay roll Tax?

Congratulations! For the tax year 2013/14, you have a personal allowance (the amount you can earn before you start paying) of £9,440. The tax year ends on 5 April so there's less than half the year to go, and assuming you haven't been earning anything up to now, you have lots of spare allowance to use up.

Add to that, you're not going to be earning £10,000 before 5 April 2014 - now we're in December, there's less than 4 months to go. So until 5 April 2014, you should pay no income tax at all. Make sure you fill in and return any P46 or Starter Checklist you get given, as this helps your employer to get it right.

The point of that is that income tax is worked out over the tax year as a whole, not just each pay day, and without one of those or a P45 from a previous job, it's going to go wrong and you may get overcharged to be on the safe side. You will see a tax code on your payslips and this tells your employer what your allowances are. In a first job I would expect it to be 944L to just show the personal allowance.

If it's not and after a couple of months you're still being charged tax, contact HM Revenue & Customs http://search2.hmrc.gov.uk/kb5/hmrc/cont... Only they can put the code right and tell your employer what it ought to be, and it will all work itself out. If they have to change it, they will send you a PAYE Coding Notice to explain what they've done. Keep that as it shows the address and phone number of the actual tax office that deals with you.

You never know when you might need those. There is also National Insurance, which is just charged each pay day at 12% on anything over £149 per week. Or £646 per month if you get paid monthly.

So it's easier to get your head round and I can actually show you some sums. £10,000/12 = £833,33 gross pay per month. (£833.33-£646) x12% = £22.48.

Monthly net pay = £833.33 - £22.48 = £810.85. It might be a few pence out because your employer will be using calculation tables to work it out, but that should be pretty much correct. (If you are in the employer's pension scheme, there will be a deduction for that and you will be on Table D instead of Table A.

The NI will be lower because you're not paying into the extra state pension. In that case, the NI rate is 10.6%. The table letter should be on your payslips.) Fast forward to 6 April 2014.

2013/14 is done, and for 2014/15 you have a new personal allowance and we're starting from scratch again. (Always reminds me of musical chairs, for some reason!) The government has already announced that next year's personal allowance will be £10,000, and your tax code should be automatically changed to 1000L to show that, so again you shouldn't be paying a bean in income tax because that covers your entire annual wage. It's only if you get a pay rise that you will start paying tax, at 20% of everything over the allowance.

NI might also change a bit as the starting point and rate changes from time to time. Now you have a reason to be interested in the Chancellor's Budget. A lot of it is stuff you need to know some economics to understand, but the interesting part for the rest of us is that's when he announces changes to tax and NI rates and allowances.

So you get all these analyses on the news about whether changes to tax will make you better off or not.

Free official calculator on gov.uk/taxes. Assuming you have been on JSA or not earning/getting benefits you will have spare personal allowances and will not pay income tax up to April 2014. Your income is only just above the personal allowance (that is the money you may eran tax free each year) so your income tax will be pretty small.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.