I have a several million dollar mortgage; do I qualify for your Loan Modification Program?

First of all its not "my loan modification program". Any loan can be modified. Essentially you have to make a case to your lender that it is in their best interest to take a smaller payment from you, instead of the one they are legally entitled to get from you.As you can guess, not a small feat.

So it's not just a dollar question. But it is one that takes some expertise, despite what the lenders tell you. Start by getting some knowledge at my totally free on-line class, "Loan Modification Explained in 15 minutes".

Its at hopeforfree.org.

If you are serious, I will give you a straight answer.

If your first mortgage is under $729,750, and if you had your mortgage before January 1, 2009, and your house payment is over 31% of your current income, then yes.

These are just general guidelines of the program. Contact the servicer of your first mortgage and ask them if you qualify.

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